Most of us have heard the importance of saving for a “rainy day.” We’ve always been intentional with our money.I am so thankful for our “rainy day” savings as a couple of years ago when my husband experienced three layoffs within five years. Having gone through that, we KNOW the importance of saving for those “rainy day,” or in our case “rainy years.” There will always be unexpected expenses. For me, having money in savings means peace of mind. It’s important to us to reestablish our savings as we slowly get back on our feet and recover from those years. Our goal is to have a 6 month emergency fund in our savings account. In order for us to accomplish this, we have to be intentional to put money in our savings account.
Disney World Family Vacation 2013
At the same time, we’ve also learned not to focus on “rainy days.” We want our kids to know that, while we are responsible with our finances, we also want to have fun as a family. We save for “rainy days,” but we also save for SUNNY DAYS! In fact, we sit down together as a family and talk about things we want to do, places we want to visit, as well as opportunities to give to others. Right now, our SUNNY DAY list includes a trip to Dollywood Theme Park, a vacation to Disney World, and a mission trip to Guatemala.
Thinking about saving for a SUNNY DAY makes me excited. When I think about how much fun we had on our last Disney vacation and all the memories we made it makes me even more eager to go back! It’s fun to save for a SUNNY DAY! It’s also an opportunity to teach our children that we can delay something today to save for something even better later. It’s important to us to make intentional memories together as a family. It’s more than just the moment or vacation, all the excitement and preparation leading up to the event all contribute to memories that our kids will never forget.
I’d love to hear your ideas. What SUNNY DAY are you saving more? How does “living” for a SUNNY DAY make you feel?
If you’d like help planning for your SUNNY DAY, visit Suntrust Bank’s resource center to help you get started. Make sure to sign up for Suntrust Bank’s our Shine newsletter. Twice a month you will receive money inspiration and motivation to help you achieve your goals and live for a sunny day!
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This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.